The bill for the ER visit from the injured midigit arrived a few days ago. Since I did not list this blog as having adult content when I registered it, I'll spare you the ensuing profanity that was uttered once I opened it.
Essentially, it was almost $800 just to walk in the door. Add to that, almost $600 for X-rays, and another $400+ for I couldn’t tell you. (Maybe the $4 splint and $1 worth of self-sticking wrap they put over it?) And then it says, "This total may not reflect physician charges."
WHAT?! On top of the $1,800 + I have to pay more for the doctor who spent all of 3 minutes with me? What a racket! I feel ultra-stupid for even going. I've set fingers many times over the years but this one was different from the breaks I've had and it scared me.
I still don't know what my portion will be as this was just a "courtesy copy." (Courtesy. Uh-huh. I think maybe they were trying to drum up some more business by causing me to have a heart attack or a stroke after seeing the total.) I do think that there are supposed to be some deductions because of this being an "in-network" facility.
Does this not explain what's wrong with our health care system?
I have insurance but I can't afford to use it at this rate. (I already paid a $50 co-pay and I think I have to pay 20 percent of the total. Without any discounts or extra doctor fees, that's already about $475 more. For nothing. Money meant to do stuff in and on the house.)
I can tell you that unless a bone is hanging askew or there's bleeding that I can't control, or God forbid, something causes me to lose consciousness, I won't be going back. Ever.
The craziest thing is that with all the work I've done with power saws (jig, circular and miter), drills, hammers -- stuff that can really mess you up -- nothing. I get hurt on the lawnmower -- while it's off! I'm grateful, though, because as much as I use all that stuff I sure don't want to be getting hurt. But seriously, what are the odds?